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How to Cancel Equifax Subscription

Cancel Equifax credit monitoring subscription

✓ No phone call needed

✓ Takes ~2 minutes

Free guide

Equifax offers credit monitoring plans (~$19.95–$29.95/month) including credit score tracking, identity theft insurance, and fraud alerts. Cancel through your Equifax account.

Step-by-Step Instructions

Go to equifax.com and sign in

Click your name → My Account

Select Subscription

Click Cancel Subscription

Confirm

💡 You can also cancel by calling 1-800-685-1111.

✅ What Happens After You Cancel

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Credit monitoring alerts disabled after cancellation

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Free credit report still available at AnnualCreditReport.com

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Identity theft insurance coverage ends

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Your credit score is not affected by canceling

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Refund policy: Equifax offers refunds within 30 days of initial purchase. Contact support at equifax.com/personal/contact-us.

Frequently Asked Questions

Can I freeze my Equifax credit for free instead of paying for monitoring? ⌄

Yes — placing a credit freeze at Equifax (and the other bureaus) is free and more effective at preventing fraud than paid monitoring. Go to equifax.com/personal/credit-report-services/free-credit-freeze.

Is Equifax monitoring worth the price? ⌄

For most people, the free monitoring from your bank's credit card, combined with a free credit freeze, provides adequate protection. Paid services add convenience but aren't strictly necessary.

Related Guides

About Equifax Subscriptions

Equifax offers credit monitoring plans (~$19.95–$29.95/month) including credit score tracking, identity theft insurance, and fraud alerts. Cancel through your Equifax account. This guide covers these ways to cancel: Equifax Website.

Before You Cancel Equifax

Before cancelling, check a few things: which platform you subscribed on (App Store, Google Play, or the website directly), since you must cancel in the same place you signed up. If you subscribed on the website, cancelling through your iPhone Settings won't work — and vice versa.

Also note your next billing date. Equifax doesn't delete your account when you cancel — you keep access until the period ends. Check the refund and fee details above before you cancel: some plans, especially annual contracts, charge an early-termination fee, and most services do not refund unused days.

Can I Resubscribe After Cancelling?

Usually yes — log back in and choose a new plan. How long Equifax keeps your data after cancellation depends on its own policy, so check its help pages if you plan to come back.

What If I Can't Find the Cancel Button?

Some services intentionally bury the cancel option. Follow the exact steps above — if you still can't find it, check that you're logged into the correct account (some people have multiple accounts). You can also contact Equifax support by chat or email and ask them to cancel; keep the confirmation message until the next billing date has passed.