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How to Cancel YNAB Subscription

Cancel YNAB budgeting subscription

✓ No phone call needed

✓ Takes ~2 minutes

Free guide

YNAB (You Need A Budget) costs $14.99/month or $109/year and offers zero-based budgeting tools. Cancel anytime through your account settings.

Step-by-Step Instructions

Go to app.ynab.com and sign in

Click your email address at top right

Select Account Settings

Click Manage Subscription

Click Cancel Subscription and confirm

💡 YNAB offers a 34-day free trial. Cancel before the trial ends to avoid being charged.

✅ What Happens After You Cancel

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Full access continues until the end of the billing period

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Budget data is read-only after expiry

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Data can be exported as CSV

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Export your budget data before cancelling permanently

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Refund policy: YNAB does not offer refunds for paid periods. However, if you cancel within the first 34-day free trial period you are not charged. Contact support@youneedabudget.com for billing issues.

Frequently Asked Questions

What is YNAB's free trial? ⌄

YNAB offers a 34-day free trial with no credit card required. Cancel before the trial ends at app.ynab.com → Account Settings → Cancel to avoid being charged.

Can I export my YNAB data after cancelling? ⌄

Yes. Go to your budget → Reports → Export, or use the budget settings to export transactions as CSV before your subscription expires.

Is YNAB worth $14.99/month? ⌄

YNAB is most valuable for people actively working to pay off debt or build savings. Users report saving an average of $600 in their first two months. If you're comfortable with your budget, consider free alternatives like Mint or Rocket Money.

Related Guides

About YNAB Subscriptions

YNAB (You Need A Budget) costs $14.99/month or $109/year and offers zero-based budgeting tools. Cancel anytime through your account settings. This guide covers these ways to cancel: YNAB Website.

Before You Cancel YNAB

Before cancelling, check a few things: which platform you subscribed on (App Store, Google Play, or the website directly), since you must cancel in the same place you signed up. If you subscribed on the website, cancelling through your iPhone Settings won't work — and vice versa.

Also note your next billing date. YNAB doesn't delete your account when you cancel — you keep access until the period ends. Check the refund and fee details above before you cancel: some plans, especially annual contracts, charge an early-termination fee, and most services do not refund unused days.

Can I Resubscribe After Cancelling?

Usually yes — log back in and choose a new plan. How long YNAB keeps your data after cancellation depends on its own policy, so check its help pages if you plan to come back.

What If I Can't Find the Cancel Button?

Some services intentionally bury the cancel option. Follow the exact steps above — if you still can't find it, check that you're logged into the correct account (some people have multiple accounts). You can also contact YNAB support by chat or email and ask them to cancel; keep the confirmation message until the next billing date has passed.