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How to Cancel YNAB Subscription

Cancel YNAB budgeting subscription

✓ No phone call needed

✓ Takes ~2 minutes

Free guide

YNAB (You Need A Budget) costs $14.99/month or $109/year and offers zero-based budgeting tools. Cancel anytime through your account settings.

Step-by-Step Instructions

Go to app.ynab.com and sign in

Click your email address at top right

Select Account Settings

Click Manage Subscription

Click Cancel Subscription and confirm

💡 YNAB offers a 34-day free trial. Cancel before the trial ends to avoid being charged.

✅ What Happens After You Cancel

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Full access continues until the end of the billing period

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Budget data is read-only after expiry

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Data can be exported as CSV

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Export your budget data before cancelling permanently

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Refund policy: YNAB does not offer refunds for paid periods. However, if you cancel within the first 34-day free trial period you are not charged. Contact support@youneedabudget.com for billing issues.

Frequently Asked Questions

What is YNAB's free trial? ⌄

YNAB offers a 34-day free trial with no credit card required. Cancel before the trial ends at app.ynab.com → Account Settings → Cancel to avoid being charged.

Can I export my YNAB data after cancelling? ⌄

Yes. Go to your budget → Reports → Export, or use the budget settings to export transactions as CSV before your subscription expires.

Is YNAB worth $14.99/month? ⌄

YNAB is most valuable for people actively working to pay off debt or build savings. Users report saving an average of $600 in their first two months. If you're comfortable with your budget, consider free alternatives like Mint or Rocket Money.

Related Guides

About YNAB Subscriptions

YNAB (You Need A Budget) costs $14.99/month or $109/year and offers zero-based budgeting tools. Cancel anytime through your account settings. This guide covers every platform — YNAB Website — so you can cancel from whichever device you have handy.

Before You Cancel YNAB

Before cancelling, check a few things: which platform you subscribed on (App Store, Google Play, or the website directly), since you must cancel in the same place you signed up. If you subscribed on the website, cancelling through your iPhone Settings won't work — and vice versa.

Also note your next billing date. YNAB doesn't delete your account when you cancel — you keep access until the period ends. There's no penalty for cancelling early, but you won't get a refund for unused days unless stated in the refund policy above.

Can I Resubscribe After Cancelling?

Yes — you can resubscribe to YNAB at any time. Your account data, preferences, and history are typically preserved for 30–90 days after cancellation, depending on the service. Simply log back in and choose a new plan.

What If I Can't Find the Cancel Button?

Some services intentionally bury the cancel option. Follow the exact steps above — if you still can't find it, check that you're logged into the correct account (some people have multiple accounts). You can also contact YNAB support directly and request cancellation via chat or email — they are legally required to process it.